Best Live Baccarat Casinos & Games

What Is Live Baccarat?

Live baccarat online brings the excitement of the authentic brick-and-mortar casino experience into the comfort of your home. Through crisp HD live streaming technology, you interact with professional live dealers and fellow players in a casino-like studio. Place your bets up front, watch the cards being dealt in real-time by the dealer, and experience this classic game as if you were in a physical casino.

Live Baccarat Rules

In live baccarat, you will place your bet on one of two hands; the player’s hand or the banker’s hand. You can also place your bet on a tie. Each hand will receive 2 cards, and the hand with a total closer to 9 wins the round. The cards are numbered 2-9, with Kings, Queens, and Jacks worth 0 points and Aces counting as 1 point. Each card combination has specific rules for drawing a third card. Once the hands are complete, the winner is determined, and any winning bets are paid out.

Odds And Payouts

Live dealer baccarat offers favorable odds and payouts for players compared to most slot games and other casino games. The return to player (RTP) with optimal strategy is 98.94 %, while most slot games hover around 95 to 97 %. Both the Player’s hand and the Banker’s hand pay 1:1 (even money), but the Banker’s hand comes with a 5 % commission. Tie bets are paid at odds 8:1, and you can also place different side bets with even higher payouts up to 200:1 for a perfect pair (both hands hold cards of equal value and suit).

Live Dealer Baccarat Variations

This game comes in a variety of popular versions, each with unique features that appeal to different players. We recommend that you familiarize yourself with all the different variants of live dealer baccarat online before you make your choice. Having played baccarat live online for many years, we’ll give you a complete overview of everything you need to know about the different game variants below.

Classic Baccarat

This game was the choice of none other than James Bond whenever he found himself in a casino, and it goes well together with a dry Martini (shaken, not stirred, of course). You simply place your bet on either the Player’s Hand, the Banker’s Hand, or on a Tie. The live dealer takes care of the rest, and you can also place different side bets if you wish. This is a great choice for the authentic experience.

Speed Baccarat

This game is ideal for impatient players who want to play more rounds per session with minimum delay. With shorter betting intervals, you’ll be sure to see plenty of action all the time with this version of live baccarat. It’s a popular choice these days and comes with the same rules and odds as classic baccarat.

Baccarat Squeeze

This game is a unique and exciting variation of live baccarat that adds an element of suspense for patient players. Instead of instantly revealing the card values, the dealer slowly reveals the value of each hand. This adds an extra layer of anticipation and excitement, but this variant is also slower than regular game.

Dragon Tiger

Dragon Tiger is a simplified version of live baccarat where the Dragon’s hand and the Tiger’s hand are dealt only 1 card each. The hand with the highest card wins, and you can also place your bet on a tie and place different side bets. The RTP for a Dragon or Tiger bet is 96.27 %, while the tie bet gives you an RTP of 82.17 %. A tie pays 10:1, while the dragon or tiger bets pay even money (1:1).

Progressive Baccarat

This game is exactly what it sounds like. You get to play regular live dealer baccarat with the added possibility of landing a progressive jackpot. This jackpot keeps growing as players place their bets, and it can sometimes be won by placing different side bets. In some variants, the progressive baccarat jackpot drops when certain hand combinations are dealt.

5 Most Popular Live Dealer Baccarat Games In 2024

As seasoned casino experts with many years of experience playing baccarat live casino, we've hand-picked the top 5 most popular games to check out right now. Whether you seek classic authenticity, fast-paced action, or the allure of a progressive jackpot, you’ll hardly be disappointed by the options we present for you below.

Mega Baccarat

Mega Baccarat is a popular Pragmatic Play live game that comes with multipliers up to x100. These are randomly applied via a dice game, and other than that this game follows the classic baccarat rules. The RTP is 98.79 %, and you can win up to 1000x your stake boosted by up to an x100 multiplier. Keep in mind that a 20% Mega fee is subtracted from your initial bet.

Lightning Baccarat

Lightning Baccarat is an enhanced version from Evolution Gaming, and it comes with the regular rules. However, you get lightning card multipliers up to x8 that are chosen randomly upfront. The RTP is a tad less than regular baccarat, and you will pay a 20 % fee per bet. You can get up to an x310,720 multiplier for a tie hand win, but the max win is capped at €500,000.

Baccarat Live

Baccarat Live gives you the classic and authentic experience with live dealers and interactive gameplay. Multiple camera angles provide a dynamic and immersive online environment that is highly enjoyable, and you can utilize betting strategies and place side bets for extra thrills each round.

Golden Wealth Baccarat

Golden Wealth Baccarat is a popular Asian-style live studio game from Evolution, and this live game gives you 5 random golden cards with multipliers per round. The multipliers can go as high as x8 per card, and the game follows the classic baccarat rules other than that. You can win up to €500,000, but you will pay a 20 % fee per bet.

Baccarat No Commission

Baccarat No Commission is a great choice whether you are new to online baccarat or a seasoned veteran. This Ezugi live game does not charge a 5 % commission when you win on the Banker bet, so you win a perfect 1:1 even money. However, you are only paid 0.5:1 if the Banker's hand adds up to 6 in value, and many players seem to prefer this house edge instead of the regular one.

The Best Baccarat Live Casinos In The UK 2024

Payment Methods At UK Live Baccarat Casino Sites

When it comes to making deposits or withdrawals from UK live baccarat casinos, you can choose from a wide variety of convenient and secure options. We always assess the payment methods each live casino offers in the reviewing process, ensuring that you can enjoy live dealer baccarat with fast withdrawals and minimum delays. Let’s take a closer look at the most common payment options below.

Visa, MasterCard And Maestro

Visa, MasterCard, and Maestro are widely accepted and convenient credit/debit cards. However, UK players can only use debit cards when playing online casino, as credit cards are restricted by the UK Gambling Commission. Debit cards are a secure and fast way to deposit and withdraw money, however, and you get high transaction limits as well.

PayPal

Is a popular e-wallet solution where most people already have an account. However, PayPal is not widely accepted since they are extremely picky with which casinos they cooperate with. Some of our recommended baccarat live casinos offer PayPal as a payment option, but not all of them.

Boku

Boku is a convenient mobile payment option that’s particularly useful if you play live baccarat online using your mobile phone or tablet device. You can make secure deposits charged to your mobile phone number, but this only works for smaller transactions. Of course, you cannot withdraw money with Boku.

Neteller

Is a veteran e-wallet operator that’s trusted by players worldwide. You can deposit and withdraw money without delay with Neteller, but there may be processing time from the casino’s side. A major benefit of e-wallets like Neteller is that you never need to share sensitive financial details with the casino.

Paysafecard

Paysafecard is a popular option for smaller deposits, but you cannot withdraw money with a prepaid card like this. It’s as secure as it gets though, since you never expose any sensitive details when paying with Paysafecard.

Online Live Baccarat Bonus Offers

When you play online casino live baccarat real money you can expect solid bonus offers from our recommended gambling sites. Check our top list found at the top of this page to pick and choose from the best welcome bonuses for starters. Make sure you go with a casino that offers a solid loyalty program and has an active promo page, something we always check for when vetting new live casinos. You can also get game-specific promos and no deposit bonuses when playing live baccarat online, and these are typically tied to reward programs or tournaments.

Best Live Baccarat Game Providers

The thrilling world of live casino online baccarat is only made possible by providers who put in a lot of hard work to bring you the best possible gambling experience. We always make sure that the live casinos we recommend offer a wide selection of live games from only the most reputable and high-quality providers. Below, we give you a brief overview of each of them, so you know what to expect and look for when you choose.

Evolution Gaming

Evolution Gaming has come a long way since they started in 2006, and they provide the absolute best live gaming experience possible online. With tons of games to choose from, Evolution offers enhanced baccarat experiences such as Speed Baccarat, Baccarat Controlled Squeeze, and Lightning Baccarat.

Ezugi

Ezugi is another live dealer juggernaut to be reckoned with, and they have developed into a respectable provider since they started in 2012. You get a cutting-edge live gaming experience on desktop, laptop, and handheld units, and you can play Baccarat Dragon Bonus or Baccarat No Commission with live dealers and in-game chats.

Pragmatic Play

Pragmatic Play is probably best known for their high-quality slot games, and for being one of the most prolific game providers out there. However, they do offer a solid selection of innovative and engaging live games as well, including Super 8 Baccarat and Mega Baccarat.

Playtech

Playtech is a veteran provider that offers an extensive and varied selection of live games in addition to table games and slots. They have released more than 680 games in total, and 134 of these are live games. You can try Japanese Squeeze Baccarat as an exotic choice, or go with Speed 6 Scanner Baccarat if you want more hands per hour.

Authentic Gaming

Authentic Gaming is a Malta-based live gaming specialist that offers plenty of different live dealer games. They have been operational since 2015, and Rainbow Riches Live is a popular choice. They do not offer too many baccarat live games at this time though.

Live Baccarat Strategies

The best strategy when playing live baccarat online is to always bet on the Banker. This bet comes with a house edge of only 1.06 %, giving you a theoretical return (RTP) of 98.94 %. The Player bet comes with a higher house edge of 1.24 %, giving you an RTP of 98.76 %. The house edge of the Tie bet is a much higher 14.36 %, which gives you an RTP of only 85.64 %. However, always betting on the Banker gets boring after a while, so it’s a good idea to mix things up a bit and simply follow your gut feeling.

Final Thoughts

As we conclude our exploration of live baccarat, you now understand that this classic table game comes in many exciting and innovative variants when playing online. You can play at a higher tempo in speed baccarat versions. Alternatively, you can slow things down and squeeze every drop of excitement from the game. We have given you everything you need to know to get started and more, and we recommend that you check our top list to find yourself a welcome bonus.